Services

Here at HFS we construct custom portfolios which we monitor on an ongoing basis. They are built to provide the end user (our clients) with a diverse but cost effective portfolio that performs well against its peers and the market over the longer term. If we believe these portfolios don't suit your individual needs then we will build a bespoke portfolio to meet your unique position. We have had may years of experience in portfolio construction with good outcomes for our long term clients. The portfolios are backed up by a strong research overlay from external research houses such as Morningstar and Lonsec.

This is the most common area people fall down on when looking at their finances. It is usually left too late in life. If you go to see an adviser when you are 50 and wish to retire at 60, and you are not on track to meet your retirement goals at the time, often 10 years is not enough to get you back on track. We like to get people to do a retirement plan as early as they can. The earlier you start the easier it will be. 

If you are age 30 and have not sat down with an adviser to work out what sort of lifestyle you want in retirement and if you are on track, you need to make an appointment now. We will help you work through the process and if you are not on track we will help you get there. This is the most important financial thing you can do. Even more important than owning your own home, if you don’t have enough to retire on you will most likely find yourself having to sell your home in retirement just to survive. The government will not be able to fund the age pension forever.

We also assist our clients in applying for, and maintaining, Centrelink benefits where appropriate. We have been assisting Clients with their Centrelink needs for the past 28 years. We not only help you apply for benefits but also help you maintain them by keeping Centrelink up to date. We also specialise in advice relating to moving into aged care.